Vilka kan bli medlemmar hos oss på SME?

Vilka kan bli medlemmar hos oss på SME?

[English version below]

Alhamdulillah, arbetet rullar verkligen framåt nu med Sveriges första riktiga kooperativa nätverksplattform för främst muslimska entreprenörer. Vi har nu arrangerat 3 stycken evenemang i Göteborg och Stockholm, och med varje evenemang ökar intresset och stödet Masha Allah! Massor utav intresseanmälningar har kommit in för att söka medlemskap eller för att investera hos oss på SME. Vi tackar er alla för det stora förtroendet.

Men vilka vill SME rekrytera som medlemmar? Kan vem som helst ansöka om medlemskap eller söker SME enbart personer med specifika utbildningar och erfarenheter?

Dessa frågor är jätteviktiga och därför vill vi klargöra dessa för alla våra följare. Som alla företag med stora ambitioner så är huvudnyckeln för ett företags framgång och utveckling: HUMAN RESOURCE (personalresurser).

Man kan ha hur höga ambitioner som helst och även ha hur stora finansiella medel som helst, men har man inte rätt personer på rätt plats inom en organisation så kommer det inte att spela någon roll.

Relevanta erfarenheter och utbildningar inom entreprenörskap, företagandet, investeringar, teknik, juridik och ekonomi är självklart en extra bonus för oss på SME. Dock anser vi på SME att de viktigaste kompetenserna hos en framtida medlem är; viljan att bidra till etablering av en framtida halal finanssektor i Sverige, ha viljan att själva vilja utvecklas och inte vara rädd för utmaningar!

Vi söker seriösa individer med rätt tankesätt helt enkelt!

Till skillnad från andra organisationer så är inte syftet med SME att enbart göra pengar och gynna de som redan har förmågan att investera eller stötta de som redan har mycket kunskaper och erfarenheter. Utan SME vill utveckla och satsa på svenska muslimer för att vi ska kunna bli en nation av ’doers’ igen In sha Allah.

Vi välkomnar intresseanmälningar från alla bakgrunder oavsett er erfarenhet, yrkesområden eller utbildningar. Icke-muslimer är också välkomna att bli medlemmar inom SME.

Har ni viljan, rätt tankesätt och gillar utmaningar så är SME en rätt plats för er In sha Allah.

Vi har många intressanta interna projekt som har börjat och ni som medlemmar kan verkligen påverka SME och dess utveckling med även era egna idéer. SME kommer även att ha lokala avdelningar runt om i Sverige där medlemmarna kan träffas och leverera för SME och vår ummah.

Läs gärna mer om vår organisation i våra stadgar (nedan) och tveka inte att kontakta oss om ni har några ytterligare frågor. Intresseanmälningar för medlemskap (passiv eller aktiv) görs via länken nedan.

Vi ser framemot att få in dig som vår framtida kollega på SME. Låt oss slå ihop våra olika styrkor och kompetenser för att gynna oss alla och få saker gjorda In sha Allah!

Stadgar: https://smegroup.se/stadgar/

Intresseanmälan för medlemskap: https://smegroup.se/medlem-register/

[English version]

Who can become a member at SME?

Alhamdulillah, the work is really rolling forward now with Sweden’s first real cooperative networking platform for mainly Muslim entrepreneurs. We have now arranged 3 events in Gothenburg and Stockholm, and with each event the interest and support is increasing Masha Allah! Lots of applications of interest have come in to apply for membership or to invest with us at SME. We thank you all for your great confidence and trust in our organization.

But who does SME want to recruit as members? Can anyone apply for membership or is SME only looking for people with specific education and experience?

These questions are very important and that is why we want to clarify these for all our followers. Like all companies with great ambitions, the key to a company’s success and development is the HUMAN RESOURCE.

You can have as high aspirations as you want and have large financial resources available, but if you do not have the right people in the right place within an organization then it will not matter.

Relevant experiences and educational backgrounds in entrepreneurship, business development, investments, technology, law and economics are of course a bonus for us at SME.

However, we at SME believe that the most important qualities of a future member are; their willingness to contribute towards the establishment of a future halal finance sector in Sweden, to have the willpower to develop oneself and not to be afraid of challenges.

We are simply looking for serious individuals with the right mindset!

Unlike other organizations, the purpose of SME is not to only make money and benefit those who already have the ability to invest, or support those who already have a lot of knowledge and experience. We at SME want to develop and invest in Swedish Muslims at the very grassroot level so that we can become a nation of ’doers’ again In sha Allah.

We welcome applications of interest from all backgrounds, regardless of your experience, occupations or education. Non-muslims are also welcome to join us as SME members.

If you have the will, the right mindset and like challenges, then SME is the right place for you In sha Allah.

We have many interesting internal projects that have started and you as a member can really influence SME and its development with your own ideas as well.

SME will also have local departments around Sweden where members can meet and deliver for SME and our ummah.

Please read more about our organization in our organizational constitution (below) and do not hesitate to contact us if you have any further questions. Interests for membership (passive or active) are made via the link below.

We really look forward to welcoming you as our future colleague at SME. Let’s combine our various strengths and skills to benefit us all and let us get things done in sha Allah!

Constitution: https://smegroup.se/stadgar/

Application of interest: https://smegroup.se/medlem-register/

What is the background & purpose of SME?

What is the background & purpose of SME?

SME or Sweden’s Muslim Entrepreneurs is a Cooperative company established by a group of brothers. The purpose of this Cooperative is to initiate the establishment of a new Finance sector providing investment & finance models tailormade for the Muslim community in order to strengthen it In sha Allah.

The Muslim community in Sweden today represents almost 10% of the total population, which is among the highest in EU (far greater than the UK) Masha Allah.

The first generation of Muslims arrived here in Sweden in larger numbers first in the late 60s and early 70s, and since then more waves of Muslims have arrived due to mainly fleeing conflicts in their home countries. Our community has now reached its 3rd generation in Sweden Masha Allah, which means that two generations are born and raised here.

Being the founder of SME I would like to share my own story briefly and my vision for the community and SME. My parents came to the Sweden in the mid-70s and they worked in all kinds of labor jobs you can imagine (even if they were Masha Allah highly qualified) in order to provide for us just like most of our parents in the first generation did.

The first generation’s focus was mainly survival & establishing themselves to give us (their children) a stable life in our new homeland. I will not question or focus on what the first generation has achieved or could not achieve, although the first generation did some excellent work with early establishment of mosques, Quran schools and other associations that has formed our community’s foundations and backbone in Sweden. May Allah reward our parents for their hard work, ameen.

I would like to instead focus on us, the second generation of Muslims, who are born and/or raised in Sweden. We (the second generation) have mastered the Swedish language unlike our parents, and we know this country better than our parents in terms of its potentials. Another key difference between the first generation and our generation is that most of us see Sweden as our home country. Basically, whether we like it or not, whether we feel welcomed or not, we are here to stay.

Now let us ask ourselves the question: What has the Muslim community (specifically the second generation) in Sweden really achieved in Sweden during the last 15-20 years?

I can only answer this question from my own perspective. I was 17 years old when my parents decided to migrate from Sweden to the UK. After 14 years in the UK, I returned back to Sweden in 2015. To my surprise it was a shock for me to see how far behind the community was in Sweden, not just compared to the UK but compared to how I left it.

What progress has really happened in the last 15 years? The only real highlights in my view have been that a few more beautiful mosques have been built alhamdulillah (which are still struggling to cover their daily expenses), some new Muslim private schools have been established (that are attacked by media and by politicians every week) and some next generation of Dawah has started using the power of social media and technology (which is a very positive development).

But the key area where we have seen most significant progress in my view has been: plenty of new and fancy halal restaurants! We Muslims love our food Masha Allah and this is the field where we have excelled the most and where we get the most engagement from the community!    

But what about the progress in the field of Islamic finance and investment?

It is amazing that the Muslim community has not succeeded in establishing even a basic Islamic investment and finance alternative here in Sweden over a span of over 50 years. There are only 2 major sins in Islam where Allah SWT himself declares war upon the culprits: those who bear malice towards a Wali of Allah and those who indulge in Riba. So it should amaze us how we have neglected to address solutions for this major problem that affects all of the community and brings the wrath of Allah.

Halal investment and finance alternatives are a very basic need for our community if we would like to strengthen ourselves and have a sustainable future. The community cannot simply succeed without such sector in the long-term. How will we grow our savings for the next generation? How will we finance new businesses and institutions?

Just look at for example at the UK, Canada and USA. The Muslim communities there are lightyears ahead of us Masha Allah! We should take inspiration from our brothers and sisters and work towards locally adapted solutions in Sweden.

Here is a mind-blowing comparison: There is a cooperative called Ansar Housing (ACHC) in Canada (www.ansarhousing.com). They started the halal home purchase model in Canada over 30 years ago while in Sweden the Muslim community hardly had resolved the issue of halal meat!

I am 34 years old, and many in my age (born in the 80s) would remember that when we were young (long time ago), many of our families travelled in ferries across the channel to Denmark for our halal meat and grocery shopping! And while we were doing this, our brothers and sisters in Canada were developing models for halal home purchase!

Maybe we are far behind my brothers and sisters but trust me we have been blessed with everything to start this journey ourselves. A journey towards self-reliance and prosperity In sha Allah by opening up new frontiers for us in the field of halal investment and finance.

We need to take inspiration and learn from the experience from our siblings in other parts of the west. Each model that works in the UK, US or Canada may not work here in Sweden, but we got to start the work somewhere and identify what models would work or simply develop our own ones!

Whether you belong to this so-called second generation of Muslims OR if you have recently arrived in Sweden (in the last 5-10 years), Allah has blessed each of us with strengths that only we and Allah are aware of. We all will be questioned about our strengths and skills, how we gained them and how we used them. So let us please join this mobilization that SME has started and unite our strengths so that we can strengthen our ummah In sha Allah.

Sheikh Zafree (a respectable scholar from Bangladesh with vast expertise and experience in the field of Islamic finance globally) said in an event that SME had arranged in Gothenburg that according to his view it was wajib for the Muslims of Sweden to support SME’s efforts in establishing Islamic finance and investment alternatives in Sweden due to its significant importance for the community.

My beloved brothers and sisters, all we need is the will-power and pure intentions, once we have these then Allah will grant us victory In sha Allah.

Let us start this journey together with SME for the sake of Allah and for strengthening the Ummah of our beloved Prophet Muhammed (Peace be upon him).

May Allah grant us victory and success ameen.

How do we start & support new projects in SME?

How do we start & support new projects in SME?

All members in SME are welcome to intiate new projects and realize their ideas within our organisation. But how is this done and what are SME’s processes for this?

In SME we have a document called ’Project Initiation Request’ (or PIR). This is a document that any member have to fill in to request for a new project (its feasibility/development study) to be initiated or started officially by the SME.

The PIR document has various sections that would define the purpose of the project, the scope, define clear objectives, proposed deadlines and resources needed to complete the project (feasibility study phase).

Once the PIR is completed, it will be submitted to the SME board for approval. SME board will review the submitted PIR document and arrange a meeting with SME member to discuss the proposed project in more detail. Once approved by the board, the SME member will be provided adequate resources (Human resources & Budget) to initiate his/her project.

Please note that PIR document and process, is for the first phase of feasability study and for the initial R&D (Research & Development) phase.

Once the PIR phase is started and completed successfully, the findings will be presented to the SME board and a new document will be submitted to the SME board called ’Project Launch Request’ (PLR). The PLR document will be a formal request to launch the project as a service or product into the market on behalf of SME.

SME is a platform where all our members and investors can grow and where our members realize their business ideas. Let us all join our strengths and work towards the common goal of establishing an Islamic finance sector in Sweden In sha Allah.

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