{"id":20,"date":"2019-04-02T02:36:18","date_gmt":"2019-04-02T02:36:18","guid":{"rendered":"https:\/\/smegroup.se\/faq\/"},"modified":"2020-12-01T00:27:29","modified_gmt":"2020-11-30T23:27:29","slug":"faq","status":"publish","type":"page","link":"https:\/\/smegroup.se\/sv\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"20\" class=\"elementor elementor-20\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49b0eed elementor-section-content-middle elementor-reverse-tablet elementor-reverse-mobile elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"49b0eed\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a5346cc\" data-id=\"a5346cc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0e401f elementor-widget elementor-widget-spacer\" data-id=\"d0e401f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1491ba2\" data-id=\"1491ba2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9540715 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9540715\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c985e16\" data-id=\"c985e16\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e99800 elementor-widget elementor-widget-heading\" data-id=\"5e99800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c58168a elementor-widget elementor-widget-heading\" data-id=\"c58168a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10b8b31 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"10b8b31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0abcb9b elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0abcb9b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0664243\" data-id=\"0664243\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b091d12 elementor-widget elementor-widget-heading\" data-id=\"b091d12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Vad \u00e4r SME?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e9afc8 elementor-widget elementor-widget-text-editor\" data-id=\"3e9afc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Sveriges Muslimska Entrepren\u00f6rer (SME) \u00e4r en registrerad ekonomisk f\u00f6rening med syfte att utveckla en ny finansierings- och investeringssektor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2f7f42 elementor-widget elementor-widget-heading\" data-id=\"d2f7f42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Vad \u00e4r syftet med SME?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76d5512 elementor-widget elementor-widget-text-editor\" data-id=\"76d5512\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Syftet \u00e4r att minska klyftorna i samh\u00e4llet och underl\u00e4tta f\u00f6r de samh\u00e4llsgrupper som av olika anledningar inte kan finansiera sina projekt under r\u00e5dande ekonomiska system. Vi vill erbjuda ett alternativ f\u00f6r alla att bli ekonomiskt aktiva och st\u00e4rka alla gruppers socioekonomiska status i Sverige, genom ribafri finansiering\/investering.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f0a94e elementor-widget elementor-widget-heading\" data-id=\"4f0a94e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Vilka ligger bakom initiativet?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83eda92 elementor-widget elementor-widget-text-editor\" data-id=\"83eda92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vi \u00e4r en grupp best\u00e5ende av ingenj\u00f6rer, jurister, ekonomer, samh\u00e4llsplanerare, socionomer, entrepren\u00f6rer m.m. fr\u00e5n olika delar av v\u00e5rt avl\u00e5nga land. M\u00e5nga olika kompetenser men alla mot samma m\u00e5l!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75860d3 elementor-widget elementor-widget-heading\" data-id=\"75860d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Vem kan investera &amp; hur?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddaccf7 elementor-widget elementor-widget-text-editor\" data-id=\"ddaccf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">SME \u00e4r en paraplyorganisation som kommer att lansera ut olika aff\u00e4rsmodeller via fr\u00e4mst olika dotterbolag.<\/p><p style=\"text-align: left;\">Enbart medlemmar &amp; investerare inom moderbolaget (SME Ekonomisk F\u00f6rening) kommer att ha m\u00f6jlighet att investera i alla kommande aff\u00e4rsmodeller som lanseras av SME.<\/p><p style=\"text-align: left;\">Minimum insats per medlem\/investerare i SME \u00e4r 5000 SEK. Denna summa p\u00e5 5000 SEK motsvarar en andel i organisationen.<\/p><p style=\"text-align: left;\">Mer info om v\u00e5r organisation och vinstutdelningar finns i v\u00e5ra stadgar<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c9b552 elementor-widget elementor-widget-heading\" data-id=\"1c9b552\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Vad \u00e4r skillnad mellan en SME medlem och Investerare?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb010f1 elementor-widget elementor-widget-text-editor\" data-id=\"bb010f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Medlemmar \u00e4r aktivt engagerade inom organisation och bidrar till SME:s utveckling.<\/p><p>Alla medlemmar har r\u00f6str\u00e4tt inom SME &amp; kan p\u00e5verka utvecklingen av organisationen och dess strategier.\u00a0<\/p><p>\u00a0En SME investerare har inget ansvar och kan inte heller p\u00e5verka beslut &amp; utvecklingen av SME. Dock har de r\u00e4tt till att investera i aff\u00e4rsmodeller som lanseras av SME organisationen.<\/p><p>N\u00e4r det g\u00e4ller vinstutdelning inom moderbolaget (SME Ek.f\u00f6r) s\u00e5 har b\u00e5da\u00a0 r\u00e4tt till detta, men\u00a0 SME medlemmar f\u00e5r 50% mer i \u00e5rlig vinstutdelning \u00e4n SME investerare<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32e232d elementor-widget elementor-widget-heading\" data-id=\"32e232d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Hur s\u00e4kerst\u00e4ller ni att era verksamheter \u00e4r 'Halal'?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e977519 elementor-widget elementor-widget-text-editor\" data-id=\"e977519\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vi har en etablerad relation med experter inom Islamisk finansiering fr\u00e5n b.la. UK. Vi har \u00e4ven haft kontakt med en l\u00e4rd fr\u00e5n USA.<\/p><p>Umer Suleman fr\u00e5n Islamic Finance Council Europe \u00e4r v\u00e5r r\u00e5dgivare.<\/p><p>Alla v\u00e5ra modeller kommer att granskas och godk\u00e4nnas av Islamic Finance Council Europe innan lansering.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-34cdf45\" data-id=\"34cdf45\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2329770 elementor-widget elementor-widget-heading\" data-id=\"2329770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">What is SME?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56fb760 elementor-widget elementor-widget-text-editor\" data-id=\"56fb760\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Sveriges Muslimska Entrepren\u00f6rer (SME) is a registered economic association with the aim of developing a new finance and investment sector.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1757d2c elementor-widget elementor-widget-heading\" data-id=\"1757d2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">What is the purpose of SME?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80b3698 elementor-widget elementor-widget-text-editor\" data-id=\"80b3698\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The purpose is to reduce the gaps in society and facilitate for the social groups that for various reasons are unable to finance their projects under the current economic system. We want to offer an alternative for everyone to become economically active and strengthen all groups&#8217; socio-economic status in Sweden, through riba-free financing \/ investment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ea7c5 elementor-widget elementor-widget-heading\" data-id=\"b8ea7c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Who is behind the initiative?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d8890a elementor-widget elementor-widget-text-editor\" data-id=\"6d8890a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We are a group of engineers, lawyers, economists, planners, social workers, entrepreneurs and more. We are from different parts of Sweden, with many different skills but all towards the same goal!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcd2161 elementor-widget elementor-widget-heading\" data-id=\"dcd2161\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">How do you ensure that your operations are 'Halal'?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ef01d7 elementor-widget elementor-widget-text-editor\" data-id=\"0ef01d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We have an established relationship with experts in Islamic finance from both the UK and also been in contact with an expert in the US.<\/p><p>Umer Suleman from Islamic Finance Council Europe is our adviser.<\/p><p>All our models will be reviewed and approved by the Islamic Finance Council Europe before launch.\u00a0<\/p><p>\u00a0<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbda003 elementor-widget elementor-widget-heading\" data-id=\"bbda003\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">What is difference between SME Member and investor?<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832e274 elementor-widget elementor-widget-text-editor\" data-id=\"832e274\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Members are actively involved in the organization and work for SMEs (should be available on average 2-3 hours a week).<\/p><p>All members have voting rights in SME &amp; can influence the development of the organization and it&#8217;s strategies. Members can also take up positions in the board.<\/p><p>An SME investor has no responsibility and cannot influence the decisions &amp; development of SME. However, they have the right to invest in business models launched by the SME organization.<\/p><p>\u00a0<\/p><p>When it comes to dividends within the parent company (SME Ek.f\u00f6r), both are entitled to this, but SME members receive 50% more in annual profit distribution than SME investors<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>FAQ Frequently Asked Questions Vad \u00e4r SME? Sveriges Muslimska Entrepren\u00f6rer (SME) \u00e4r en registrerad ekonomisk f\u00f6rening med syfte att utveckla en ny finansierings- och investeringssektor. Vad \u00e4r syftet med SME? Syftet \u00e4r att minska klyftorna i samh\u00e4llet och underl\u00e4tta f\u00f6r de samh\u00e4llsgrupper som av olika anledningar inte kan finansiera sina projekt under r\u00e5dande ekonomiska system. &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/smegroup.se\/sv\/faq\/\"> <span class=\"screen-reader-text\">FAQ<\/span> Read More \u00bb<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-20","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/smegroup.se\/sv\/wp-json\/wp\/v2\/pages\/20"}],"collection":[{"href":"https:\/\/smegroup.se\/sv\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smegroup.se\/sv\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smegroup.se\/sv\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smegroup.se\/sv\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":0,"href":"https:\/\/smegroup.se\/sv\/wp-json\/wp\/v2\/pages\/20\/revisions"}],"wp:attachment":[{"href":"https:\/\/smegroup.se\/sv\/wp-json\/wp\/v2\/media?parent=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}